Guide2026

Buying Merchant Cash Advance Leads: Package Selection

Choose a merchant cash advance lead package based on current intent, document completeness, sales capacity, and total acquisition cost.

Choose the deliverable before the price point

A contact record, an application, a statement-backed package, and an active phone transfer represent different amounts of information and work. Decide what your sales and review teams need, then compare like-for-like offers. A lower record price is not necessarily a lower cost per qualified opportunity.

Define exclusivity

Ask whether the seller promises not to resell the record, whether other providers may already have received it, and whether exclusivity has a time limit. A merchant can independently contact several companies. Written exclusivity terms should not be confused with a promise that the business is only speaking to your team.

Confirm delivery and review capacity

Agree on the format, delivery hours, filters, and handling of incomplete or duplicate records. Make sure staff can review the volume without sacrificing secure document handling or responsible follow-up. Pilot a smaller order and review the actual outcomes before committing to a larger package.

Use pricing as one part of the decision

Review current package prices and quantities on the pricing modules, because commercial terms can change. Include verification effort, staff time, and invalid-record handling in your analysis. No package guarantees approvals, revenue, or funded deals; those outcomes depend on fit, review, customer decisions, and your process.

Starter – Aged Leads

Great for testing premium aged MCA leads with low MOQ

$300/month

Lead Types Included:

Aged MCA Leads

What’s included:

  • 2,000 Aged MCA records per month (≈6,000/quarter) — $0.15/record equivalent
  • CSV format included
  • Basic delivery support
  • Quick-start onboarding guide
Most Popular

Growth – Fresh Leads

Fresh MCA leads from recent funding inquiries.

$375/month

Lead Types Included:

Fresh MCA Leads

What’s included:

  • 1,250 fresh records/month
  • CSV delivery
  • Basic support

Professional – Mixed Leads

Blend of full submissions + fresh + aged.

$999/month

Lead Types Included:

Full Submission LeadsFresh MCA LeadsAged MCA Leads

What’s included:

  • 150 full submissions/month
  • 500 fresh + 650 aged/month
  • CSV or secure link

Enterprise – All Lead Types

Highest volumes across all lead types.

$1799/month

Lead Types Included:

Full Submission LeadsFresh MCA LeadsAged MCA Leads

What’s included:

  • 200 full submissions/month
  • 1,000 fresh + 5,000 aged/month
  • CSV + secure file, priority support

Aged Data

Cost-efficient older MCA inquiries.

Min 2,000 records

$300.00 total
2,000 records × $0.15 per record

What's included:

  • Contact details*
  • 31–180 days old
  • CSV delivery

Fresh Data

Recently-made MCA funding inquiries.

Up to 7,500 records

$600.00 total
2,000 records × $0.30 per record

What's included:

  • Contact details
  • 0–30 days
  • CSV delivery
Most Downloaded

Aged Submissions

Past MCA applicants to re-engage.

Min 1,000 leads

$500.00 total
1,000 leads × $0.50 per lead

What's included:

  • Contact details
  • Historical app data
  • CSV / link

Full Submissions

Complete apps + bank summaries.

Up to 200 leads

$500.00 total
100 subs × $5.00 per sub submission

What's included:

  • Full app + bank statements
  • Owner & business profile
  • CSV / secure file

Powering Leads for Top Funders

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